Healthfirst Leaf Plans

Join Healthfirst and get a health plan you can believe in

Healthfirst plans on NY State of Health are for individuals and families. Each plan offers similar health benefits – including checkups, maternity care, emergency services, hospitalization, prescription drugs, lab work, and more. Depending on what plan you choose, your level of coverage (how much Healthfirst pays for covered medical expenses) and your monthly premium payment will vary. 

Open Enrollment for 2015 begins November 15, 2014 and runs through February 15, 2015.

If you have a Qualifying Life Event, you and your family can still get healthcare coverage with a Healthfirst Leaf Plan outside of the regular Open Enrollment period.

Click the links below to learn more about the cost, covered benefits, and prescription drug coverage for each Healthfirst plan offered on NY State of Health. For help understandingterms like deductible and coinsurance, please visit the Glossary.


Healthfirst Leaf Plans (Individual)

Platinum Leaf Plan

$0 annual deductible, low copays, and an annual out-of-pocket limit of $2,000.

 

Gold Leaf Plan

$600 annual deductible, modest copays, and an annual out-of-pocket limit of $4,000.

 

Silver Leaf Plans

$2,000 annual deductible, modest copays, and an annual out-of-pocket limit of $5,500. 

Subsidies are available that can help reduce the Silver Leaf copays and deductibles.

 

Bronze Leaf Plan

$3,000 annual deductible, 50% coinsurance, and an annual out-of-pocket limit of $6,350.

 

Green Leaf Plan

A health plan for people under 30 years of age.  After reaching the annual deductible

of $6,350 there is no copay or coinsurance.